Did you know that most Health Maintenance Organizations (HMO’s) and Preferred Provider Organizations (PPO’s) do not cater to your needs when you are abroad?
Last year, while traveling in UK my friend ask me to contact her insurance company because she met an accident causing her a minor injury. Too bad the company waived its responsibility to tailor for her needs while being out of the country.
For someone who travels a lot, a travel insurance is a necessity. No one could afford the hassle and the costs of being in danger while being away from home. Travel insurance also provides trip cancellation insurance and trip interruption insurance which protects a traveler's vacation cost against cancellation, interruption and delay while also providing medical, lost or damaged property coverage.